Personal income is the income received by, or on behalf of, all persons from all sources: from participation as laborers in production, from owning a home or business, from the ownership of financial assets, and from government and business in the form of transfers. It includes income from domestic sources as well as the rest of world. It does not include realized or unrealized capital gains or losses. The increase in current-dollar personal income in September primarily reflected increases in compensation, personal income receipts on assets, nonfarm proprietors’ income, and rental income of persons (table 2). If your rental agreement states you do not have to pay excess, or your excess is limited if the company determines you are not at fault, then you should make a note of those terms.

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The 0.4 percent increase in real PCE in September reflected an increase of 0.5 percent in spending on goods and an increase of 0.3 percent in spending on services (table 4). Within goods, the largest contributors to the increase were motor vehicles and parts (both new and used vehicles) and other nondurable goods (led by prescription drugs). Within services, the largest contributor to the increase was other services (led by international travel). Detailed information on monthly real PCE spending can be found on Table 2.4.6U. From the same month one year ago, the PCE price index for September increased 3.4 percent (table 7). Prices for goods increased 0.9 percent and prices for services increased 4.7 percent. Food prices increased 2.7 percent and energy prices decreased by less than 0.1 percent. Excluding food and energy, the PCE price index increased 3.7 percent from one year ago. Real values are inflation-adjusted estimates—that is, estimates that exclude the effects of price changes.In terms of next steps, the first thing to do is compile your evidence. This includes your rental agreement, any paperwork arising out of your claim and evidence that you were not at fault, and any documentation that shows the third party’s insurer has compensated the car hire company for their loss. You have a very real case to make for yourself here, and while it’s been quite the journey for you since January, it may be worth continuing to pursue it, given you could recover a significant amount of money. From the preceding month, the PCE price index for September increased 0.4 percent (table 5). Prices for goods increased 0.2 percent and prices for services increased 0.5 percent. Food prices increased 0.3 percent and energy prices increased 1.7 percent. Excluding food and energy, the PCE price index increased 0.3 percent. Detailed monthly PCE price indexes can be found on Table 2.4.4U. For more definitions, refer to the Glossary: National Income and Product Accounts. Statistical conventions

PERSONAL | English meaning - Cambridge Dictionary PERSONAL | English meaning - Cambridge Dictionary

If they don’t, you can lodge a complaint with your jurisdictional consumer complaints authority, or the ACCC. They will be able to investigate your complaint, which will include communicating with the car hire company on your behalf. There’s two primary sources for your claim, and the first is the car hire company’s own terms and conditions. Their terms will set out what excess you’re liable to pay when an accident occurs, so read them closely. It’s worth noting the ACCC advises that when you’re in an accident that was the fault of a third party while driving a hire car, you should “ensure a written agreement is made with the company about costs and procedures for fixing the damage before leaving the premises” when you return the car. Current-dollar estimates are valued in the prices of the period when the transactions occurred—that is, at "market value." Also referred to as "nominal estimates" or as "current-price estimates."